Wednesday, April 28, 2010

Revelation and Responsibility

Today I accomplished 3 things.

1. I got approved for a Mortgage to buy a house.

2. I made a decision to stop drinking so much.

3. I went back to the gym.

Let me explain. The first time home-buyer program ends on Friday, April 30th. I was going to basically try to buy our house from Frank because he is the sole owner and I am not on the title. That way, I (we) would get the $8000 tax credit. It sounded great on paper. I was approved for a mortgage, which suprised me actually. All I had to do was fax all of my paperwork over, which I was able to easily get (W2, pay stubs, 401K statement, etc). Then we would just need a Realtor to write us up a Purchase Agreement and have us sign it on or before Friday this week. All of which could have easily been done. Sounds too good to be true, right? Well, it was. When I contacted the Realtor, she did some checking and it turns out we would have to be divoriced at the time we execute the sale (when we sign the purchase agreement) in order for me to buy the house. I also verified this by calling a 2nd Realtor and H&R Block. Well, divorice is not possible being that a.) we don't want to get divoriced...anymore and b.) you can't divorice in 2 days. Even though I am not on the title, Texas is a community property state and therefore I half-own the house in a sense already. Good try for us though and at least I learned that I can do things on my own and even own a house if I really needed to.

The 2nd item listed above is about how much I have been drinking lately. I mostly am doing it because I am bored and work has been really stressful lately. I would drink 2 plus glasses (because I'm a topper-offer) a night. Occasionally I would skip a night probably because I was out and it always felt like a big accomplishment. It shouldn't be that way. It then got to where I would feel dissappointed in myself for drinking the night before. I wouldn't get drunk because my tolerence was so high, which isn't right either. Last night I tried to go without drinking wine and I waited and waited but couldn't do it. So I had a couple glasses. And now I am out with no plans to buy any. I don't plan on quitting, but I do need to drink like normal people do. Occasionally, or on the weekend. My family history definately makes me see how this could get out of hand and turn into a problem.

The last item is about me getting back to the gym. I was a size 2 last summer and now I am squeezing into a size 6. I know its because all I do at night is lounge around and drink wine.

My plan moving forward is to spend my evenings being productive. Getting back to the gym, working harder, cooking more, etc. I have to do this. I have to get back to a normal balance.

1 comment:

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